Dr. Mohammad Rafiq Lone is a Senior Assistant Professor in Business Management in the Department of Commerce at Government Degree College Sumbal (J&K), affiliated to University of Kashmir. He received his Ph.D. Degree in Business Management from the University of Kashmir in 2022. He has a teaching experience of more than 12 years at UG/PG level and has delivered lectures in many Colleges and Universities all across India. He is also a certified corporate trainer and has worked for corporates before joining academics. In 2016, he was awarded with Accredited Management Teacher certification from All India Management Association (AIMA New Delhi). He is also a lifetime member of Indian Institute of Banking and Finance. He is the author of book titled ‘Basic concepts in Foreign Trade’ published by Beyond-Leer Publishing House India.