FinTech Law and Policy

🧾 Full Product Description

🧠 What You’ll Learn:

• The legal underpinnings of digital financial ecosystems

• How cryptocurrencies, tokenization, and ICOs are regulated globally

• Comparative regulatory approaches (India, UK, US, EU)

• How governments adapt existing laws to rapidly evolving technologies

• Real-world use cases of enforcement, licensing, and risk controls

📘 Course TOC: FinTech Law and Policy

🧩 Module 1: Introduction to FinTech & Legal Innovation

• 1.1 What is FinTech? Evolution and Scope

• 1.2 Key Stakeholders: Regulators, Startups, Legacy Institutions

• 1.3 Overview of Legal Challenges in Digital Finance

• 1.4 Global Trends in Financial Technology Regulation

🪙 Module 2: Cryptocurrency Regulation

• 2.1 Defining Crypto-assets and Virtual Digital Assets (VDAs)

• 2.2 How Different Jurisdictions Classify Cryptocurrencies (India, EU, US)

• 2.3 Legal Status of Crypto Exchanges and Wallets

• 2.4 AML/KYC and FATF Guidelines for Virtual Assets

📜 Module 3: ICOs, Tokens & Digital Asset Offerings

• 3.1 What is an ICO? Understanding Tokenized Fundraising

• 3.2 Regulatory Approaches to ICOs (SEC, SEBI, FCA, MAS)

• 3.3 Utility vs. Security Tokens – Legal Frameworks

• 3.4 Key Compliance Steps: Whitepapers, Disclosures, Licensing

⚖️ Module 4: Financial Regulation & Emerging Tech

• 4.1 Overview of Core FinTech Laws (RBI Guidelines, PSD2, Sandbox Models)

• 4.2 Regulatory Challenges with Embedded Finance & Neobanks

• 4.3 Cross-border Payments, Digital Lending & Privacy

• 4.4 Sandboxes, Licensing & Digital Asset Taxation (India + Global)

🌐 Module 5: Comparative Case Studies

• 5.1 India: RBI & SEBI’s FinTech Policy Moves

• 5.2 EU: MiCA and PSD2 – Pan-European Crypto & Payment Regulation

• 5.3 USA: SEC, FinCEN, and State Crypto Licensing

• 5.4 Asia-Pacific: Singapore’s MAS and Smart Regulation in FinTech

📜 Final Module: Certification + Legal Toolkit

• Quiz: 20 Multiple Choice Questions (80% pass)

• Capstone Reflection: Draft a simple FinTech policy response (Optional)

• Downloadable Templates: Token Compliance Checklist + Policy Brief Format

• Certification Issued: “Foundations of FinTech Law & Regulation”